Ngoneh Jallow
Banjul,Gambia
Summary
Expert in financial management and internal auditing with a strong background in developing strategies that enhance operational effectiveness and corporate governance. Skilled in conducting comprehensive audits and crafting risk assessments to identify organizational vulnerabilities. Dedicated to making impact by implementing best practices for continuous improvement.
Overview
3
3
Languages
1
1
Certification
13
13
years of professional experience
Work History
SENIOR MANAGER INTERNAL AUDIT
National Audit Office,Gambia.
01.2024 - Current
- Develop risk-based annual audit plans detailing the scope, nature, and timing of the audit activities in the NAO so as to efficiently and effectively carry out every audit exercise.
- Contribute to the preparation of work plans (including risk assessment) and audit programs for assurance and consulting engagements.
- Conducted internal audits to evaluate adequacy, efficiency, and effectiveness of internal controls and procedures, providing actionable recommendations for improvement based on [Number audits conducted.
- Designed audit programs for all audit engagements and supervised the officers below the rank of [Position].
- Conduct audits in accordance with IIA standards, i.e., segments of financial, operational, and compliance audits of complex operations and conduct similar audits of units/sections and all other levels in the NAO.
- Prepared comprehensive working papers during audits, systematically documenting work performed for efficient reference and regulatory compliance.
- Draft segments of the audit reports and communications on the results of work performed for review and consideration by management and the auditor general.
- Assessed reliability and effectiveness of internal controls, supporting reviews of administrative procedures to enhance operational performance.
- Assess the entire organizational setup to identify key areas of risk within the organization and propose appropriate controls to mitigate the risk.
- Executed all audit functions with strict confidentiality, ensuring relevant authorities received accurate information during the a
HEAD OF FINANCE, ADMIN AND HR AND MIS
Bayba Financial Services
05.2020 - 12.2023
- Assisted in formulating financial and manpower policies for Bayba.
- Executed financial policies to align with organizational goals.
- Recommended enhancements to financial policies, increasing alignment with organizational efficiency goals.
- Collaborated with cross-functional teams to align financial strategies with operational needs.
- Directed financial planning and analysis for strategic decision-making initiatives.
- Managed budgeting processes to align with organizational goals and objectives.
- Prepared monthly management accounts with variance analysis for budgeting purposes.
- Managed and supervised the finance team including recruitment, performance reviews and appraisals.
- Controlled income and expenditure, ensuring timely collection and payment of dues.
- Oversaw cash flow management for optimal liquidity and financial health.
- Developed financial reports to inform stakeholders on performance and forecasts.
- Implemented risk management strategies to mitigate financial exposure and volatility.
- Developed strategies to prevent income leakages, ensuring more robust revenue retention.
- Reviewed financial information systems, ensuring operational viability and supporting efficient transactions.
- Collaborated with department heads to develop income driver rates structure.
INTERNAL AUDIT SUPERVISOR
Trust bank Limited
03.2020 - 05.2020
- Conducted audits across all departments as per the annual audit plan.
- Developed audit programs to ensure that internal control objectives were met.
- Conducted risk assessments to identify areas needing improvement in processes.
- Analyzed internal controls to enhance organizational efficiency and effectiveness.
- Reviewed financial records for accuracy and completeness during audits.
- Maintained detailed records of all audit activity including findings, recommendations, corrective actions taken.
- Drafted detailed audit reports for compliance and assessment purposes.
- Drafted reports summarizing audit findings and recommending actionable solutions for identified issues.
- Coordinated with department managers to address audit findings effectively.
- Communicated audit results to stakeholders, enhancing transparency and informed decision-making.
- Reported discrepancies to the head of the internal audit department, facilitating timely resolution of identified issues.
- Participated in special investigations as requested by senior management or external auditors.
- Assisted in the development of policies and procedures to strengthen internal controls over accounting systems.
- Led and supervised junior staff, demonstrating strong leadership skills.
- Conducted preliminary investigations into fraud allegations, gathering evidence for review.
- Verified daily cash jumps on teller tills before issuing refunds.
- Developed and implemented audit plans to evaluate operational risks.
CLERK/SENIOR CLERK/BANK OFFICER
Trust Bank Limited
12.2013 - 03.2020
- Processed cash and cheque transactions for receipts and payments.
- Processed customer transactions accurately and efficiently.
- Assisted customers with account inquiries and service requests.
- Assisted customers with inquiries and complaints in a professional manner.
- Monitored daily work counter transactions to ensure accuracy and compliance.
- Performed account reconciliations to ensure accuracy.
- Ensured compliance with bank policies and procedures during daily operations.
- Loans officer (cross trained)
- Served as a loans officer to assist clients with loan processes.
- Utilized banking software to update client information swiftly.
- Completed back office postings for transaction records.
- Recorded teller postings for daily transactions.
- Organized and maintained records of financial documents and transactions for efficient retrieval.
- Worked with team members to enhance service delivery and address customer needs.
- Managed incoming calls and directed inquiries to appropriate departments.
- Trained new clerical staff on procedures and software.
Education
MBA - Business Administration
Oxford Brookes University
London (online)09-2026
ACCA - ACCA Final Level
Duke Williams Institute Ghana
Ghana01-2020
CAT, Level 1 & 2 certificates ACCA - CAT,& ACCA LEVELS AND 2
Grace Institute of Professional studies
KMC01-2018
Diploma in Insurance Marketing - Insurance Marketing
West African Insurance Institute
KMC01-2012
WASSCE Certificate - Commerce
St Josephs Senior Secondary school
Banjul01-2011
Skills
- Board-level reporting
- Knowledge of Enterprise risk management
- Comprehensive audit skills
- Effective communicator
- Risk assessment
- Organizational improvement
- Leadership development
- Talent management
Accomplishments
- Set-Up the Internal Audit Function of the NAO from scratch
- Collaborated with CIT, designed and deployed an automated audit recommendation tracking system, driving executive management’s implementation rate of internal audit advice to over 90%.
- Streamlined the procurement lifecycle by identifying critical operational bottlenecks, resulting in a 20% reduction in goods procurement cycle times through digitized e-procurement workflows.
- Enhanced the SAI’s Quality Management unit in successfully aligning internal policies with ISSAI 140 standards to guarantee the independence and rigor of all public audit reports.
- Mitigated vendor non-compliance risks by recommending for a comprehensive vendor-performance monitoring framework that aligned major institutional contracts with GPPA regulations
- Enhanced internal financial controls on Impress and coupons management through recommendations implemented to automate reconciliation systems, eliminating manual data processing errors.
- Recommended policies on fair recruitment and selection processes that was implemented
- Successfully convinced the board of directors to purchase a new banking software that was fit for purpose for Bayba. This software was successfully implemented and it is still currently in use,serving its purpose.
- Identified and eliminated operational inefficiencies in Both Finance and the procurement unit in Bayba
- Successfully set-up the Finance department of the Bayba after its Transformation to an MFI. Turning its routine processing of transactions /authorisation and filling into more efficient and less time consuming methods.
- Introduced new policies on Procurement procedures at Bayba
- Built Bayba's Treasury bills investments from 0 to 20 million as at July 2023.
- Saved cost by eliminated fees paid on penalties for late submission of regulatory reports and filing of taxes at bayba.
- Efficient management of Bayba's foreign currency management for higher revenue
References
- REFERENCES: Available upon request
Certification
- A member Association of Chartered Certified Accountants (ACCA)
- Association of MBAs (AMBA)
Languages
English
Proficient (C2)
C2
Wollof
Proficient (C2)
C2
Fulani
Beginner (A1)
A1
Timeline
SENIOR MANAGER INTERNAL AUDIT
National Audit Office,Gambia.
01.2024 - Current
HEAD OF FINANCE, ADMIN AND HR AND MIS
Bayba Financial Services
05.2020 - 12.2023
INTERNAL AUDIT SUPERVISOR
Trust bank Limited
03.2020 - 05.2020
CLERK/SENIOR CLERK/BANK OFFICER
Trust Bank Limited
12.2013 - 03.2020
MBA - Business Administration
Oxford Brookes University
ACCA - ACCA Final Level
Duke Williams Institute Ghana
CAT, Level 1 & 2 certificates ACCA - CAT,& ACCA LEVELS AND 2
Grace Institute of Professional studies
Diploma in Insurance Marketing - Insurance Marketing
West African Insurance Institute
WASSCE Certificate - Commerce
St Josephs Senior Secondary school